Cost of Living in North Dakota

What it really costs to live here: housing, food, utilities and more.

Regional Price Parity, all items
89
2024 · BEA Regional Price Parities
Housing price parity (rents)
71.4
2024 · BEA Regional Price Parities
Utilities price parity
73.7
2024 · BEA Regional Price Parities
Goods price parity
95.7
2024 · BEA Regional Price Parities
Medical care price index (Midwest region)
568.5
2025 · BLS CPI-U medical care
Regular gasoline price
$4.11 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Cost of living index
94.6
U.S. avg = 100
Housing cost index
92

Historical data

Pick an indicator to see its long-run evolution.

Cost of living index

2010–2024
94.6▼ 2%

MERIC composite index, U.S. average = 100.

Cost of Living Index

North Dakota's overall cost of living index of 94.6 is slightly below the national baseline of 100, making it a modestly affordable state to live in.

Regional Price Parity, all items
89
2024 · BEA Regional Price Parities
U.S. baseline
100

Regional Price Parity, all items

2008–2024
89▲ 4%

BEA Regional Price Parities (SARPP line 1).

IndicatorNorth DakotaU.S.
Regional Price Parity, all items2024, BEA Regional Price Parities89100
  • •North Dakota's low electricity rates help offset above-average healthcare costs.
  • •The state's cost of living is close to neighboring South Dakota's.

Housing Costs

Housing costs in North Dakota score 92 on the cost index, below the national baseline, thanks to affordable home values and rents.

Housing price parity (rents)
71.4
2024 · BEA Regional Price Parities
Median home value
$283,000
Median rent
$925

Housing price parity (rents)

2008–2024
71.4▲ 13%

BEA Regional Price Parities, housing (SARPP line 3).

IndicatorNorth DakotaU.S.
Housing price parity (rents)2024, BEA Regional Price Parities71.4100
  • •North Dakota housing costs are about 8% below the national average.
  • •Energy-boom towns can see localized spikes in housing costs despite the statewide trend.

Utility Costs

North Dakota's utility cost index of 89 reflects some of the cheapest electricity rates in the country, at 10.3 cents per kWh.

Utilities price parity
73.7
2024 · BEA Regional Price Parities
Electricity price per kWh (Midwest region)
$0.159 per kWh
2024 · BLS Average Price Data
Electricity rate
10.3¢/kWh
U.S. average rate
16.5¢/kWh

Utilities price parity

2008–2024
73.7▲ 1%

BEA Regional Price Parities, utilities (SARPP line 4).

Electricity price per kWh (Midwest region)

1979–2024
$0.159▲ 212%

BLS Average Price Data, annual average (APU020072610).

IndicatorNorth DakotaU.S.
Utilities price parity2024, BEA Regional Price Parities73.7100
Electricity rate (cents/kWh)10.316.5
  • •North Dakota generates about 36% of its electricity from wind, among the top shares nationally.
  • •The state exports roughly six times its own electricity consumption.

Food Costs

Food costs in North Dakota register at 98 on the cost index, nearly matching the national average despite the state's rural, agricultural economy.

Goods price parity
95.7
2024 · BEA Regional Price Parities
U.S. baseline
100
Median household income
$76,500

Goods price parity

2008–2024
95.7▲ 13%

BEA Regional Price Parities, goods (SARPP line 2).

Food price index (Midwest region)

2006–2025
325.5▲ 72%

BLS CPI-U food, Midwest region, annual average (CUUR0200SAF1).

IndicatorNorth DakotaU.S.
Goods price parity2024, BEA Regional Price Parities95.7100
  • •North Dakota is a top producer of wheat, soybeans, and sunflowers, yet grocery prices track close to the national average.
  • •Rural transport distances add modest costs to food distribution.

Healthcare Costs

Healthcare costs in North Dakota score 104 on the cost index, above the national average, partly reflecting rural care delivery challenges.

Medical care price index (Midwest region)
568.5
2025 · BLS CPI-U medical care
Uninsured rate
7.0%
U.S. uninsured rate
8.0%

Medical care price index (Midwest region)

2006–2025
568.5▲ 69%

BLS CPI-U medical care, Midwest region, annual average (CUUR0200SAM).

  • •North Dakota's uninsured rate of 7.0% is below the national average of 8.0%.
  • •Rural hospitals face higher per-patient costs due to low population density.

Transportation Costs

Transportation costs in North Dakota score 95 on the cost index, slightly below average, aided by short commute times and low congestion.

Regular gasoline price
$4.11 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Average commute
17.5 min

Regular gasoline price

1993–2025
$2.94▲ 183%

U.S. EIA weekly retail price, all formulations, Midwest region (PADD 2), annual average (EMM_EPMR_PTE_R20_DPG).

IndicatorNorth DakotaU.S.
Regular gasoline priceWeek of 2026-10-05, U.S. EIA weekly retail price$4.11 per gallon$4.35 per gallon
Average commute (minutes)17.526.8
  • •North Dakota ties South Dakota for the shortest average commute in the U.S.
  • •Public transit use is under 1%, with most residents relying on personal vehicles.

More figures

Utilities index
89
Food & groceries index
98
Healthcare index
104
Transportation index
95
Sales tax
5.0% state (7.0% avg. combined)