Cost of Living in Hawaii

What it really costs to live here: housing, food, utilities and more.

Regional Price Parity, all items
110
2024 · BEA Regional Price Parities
Housing price parity (rents)
125.3
2024 · BEA Regional Price Parities
Utilities price parity
190.2
2024 · BEA Regional Price Parities
Goods price parity
111.6
2024 · BEA Regional Price Parities
Healthcare cost index
110
Regular gasoline price
$5.73 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Cost of living index
184.0
Highest in the U.S., U.S. avg = 100
Housing cost index
300+
Highest in the U.S.

Historical data

Pick an indicator to see its long-run evolution.

Cost of living index

2010–2024
184▲ 12%

MERIC composite index, U.S. average = 100.

Cost of Living Index

Hawaii has the highest cost of living in the United States, with an overall index of 184.0 versus the national average of 100.

Regional Price Parity, all items
110
2024 · BEA Regional Price Parities
Rank
Most expensive state (#1)
U.S. average
100

Regional Price Parity, all items

2008–2024
110▲ 0%

BEA Regional Price Parities (SARPP line 1).

IndicatorHawaiiU.S.
Regional Price Parity, all items2024, BEA Regional Price Parities110100
  • •Hawaii's isolation in the Pacific means most goods must be shipped or flown in, pushing up prices across nearly every category.
  • •Hawaii has ranked as the most expensive U.S. state to live in for decades running.

Housing Costs

Housing is by far Hawaii's biggest expense, with a housing cost index around 300, roughly triple the national average.

Housing price parity (rents)
125.3
2024 · BEA Regional Price Parities
Median owner cost
$3,000 / month
Median rent
$1,950 / month

Housing price parity (rents)

2008–2024
125.3▼ 15%

BEA Regional Price Parities, housing (SARPP line 3).

IndicatorHawaiiU.S.
Housing price parity (rents)2024, BEA Regional Price Parities125.3100
  • •Hawaii consistently has the highest median home price of any U.S. state.

Utility Costs

Hawaii has the highest electricity prices in the nation, at roughly 42 cents per kWh, more than triple the U.S. average.

Utilities price parity
190.2
2024 · BEA Regional Price Parities
Electricity price per kWh (Urban Hawaii)
$0.415 per kWh
2024 · BLS Average Price Data
Average electricity bill
$220 / month
Electricity price
42 ¢/kWh

Utilities price parity

2008–2024
190.2▼ 10%

BEA Regional Price Parities, utilities (SARPP line 4).

Electricity price per kWh (Urban Hawaii)

1979–2024
$0.415▲ 641%

BLS Average Price Data, annual average (APUS49F72610).

IndicatorHawaiiU.S.
Utilities price parity2024, BEA Regional Price Parities190.2100
Residential electricity price (¢/kWh)4216
  • •Hawaii's electricity prices are typically 3 times the national average because the state has no interstate power grid connections.

Food Costs

Grocery prices in Hawaii run about 50% above the U.S. average, with a typical monthly grocery bill near $650.

Goods price parity
111.6
2024 · BEA Regional Price Parities
Average monthly grocery bill
$650
Restaurant meal
$25

Goods price parity

2008–2024
111.6▲ 4%

BEA Regional Price Parities, goods (SARPP line 2).

IndicatorHawaiiU.S.
Goods price parity2024, BEA Regional Price Parities111.6100
  • •Roughly 85-90% of Hawaii's food supply is imported, which is a major driver of high grocery prices.

Healthcare Costs

Healthcare costs in Hawaii run moderately above the U.S. average, with an index near 110 despite the state's unique employer mandate.

Healthcare cost index
110
Average annual premium
$7,200
Doctor visit
$120
IndicatorHawaiiU.S.
Healthcare cost index110100
  • •Hawaii was the first U.S. state to mandate employer-sponsored health insurance, a law that predates the Affordable Care Act by decades.

Transportation Costs

Transportation costs in Hawaii run about 40% above the national average, with gasoline prices among the highest in the country.

Regular gasoline price
$5.73 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Annual commuting cost
$4,800

Regular gasoline price

1993–2025
$4.09▲ 250%

U.S. EIA weekly retail price, all formulations, West Coast region (PADD 5), annual average (EMM_EPMR_PTE_R50_DPG).

IndicatorHawaiiU.S.
Regular gasoline priceWeek of 2026-10-05, U.S. EIA weekly retail price$5.73 per gallon$4.35 per gallon
  • •Hawaii has consistently had the highest average gas prices in the United States.

More figures

Utilities index
218
Food & groceries index
150
Healthcare index
115
Transportation index
135