Cost of Living in Nebraska

What it really costs to live here: housing, food, utilities and more.

Regional Price Parity, all items
90.1
2024 · BEA Regional Price Parities
Housing price parity (rents)
75.2
2024 · BEA Regional Price Parities
Electricity price per kWh (Midwest region)
$0.159 per kWh
2024 · BLS Average Price Data
Goods price parity
94.1
2024 · BEA Regional Price Parities
Medical care price index (Midwest region)
568.5
2025 · BLS CPI-U medical care
Regular gasoline price
$4.11 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Cost of living index
91.0
U.S. avg = 100
Housing cost index
82

Historical data

Pick an indicator to see its long-run evolution.

Cost of living index

2010–2024
91▲ 1%

MERIC composite index, U.S. average = 100.

Cost of Living Index

Nebraska's overall cost of living index is about 89.5, meaning it costs less than the national average to live there.

Regional Price Parity, all items
90.1
2024 · BEA Regional Price Parities

Regional Price Parity, all items

2008–2024
90.1▲ 1%

BEA Regional Price Parities (SARPP line 1).

IndicatorNebraskaU.S.
Regional Price Parity, all items2024, BEA Regional Price Parities90.1100
  • •Omaha and Lincoln are both consistently ranked among the most affordable mid-size metro areas in the U.S.

Housing Costs

Housing is one of Nebraska's biggest affordability advantages, with a housing cost index of roughly 78.2, well below the national benchmark.

Housing price parity (rents)
75.2
2024 · BEA Regional Price Parities
Median Monthly Housing Cost
$1,120
2023

Housing price parity (rents)

2008–2024
75.2▲ 5%

BEA Regional Price Parities, housing (SARPP line 3).

IndicatorNebraskaU.S.
Housing price parity (rents)2024, BEA Regional Price Parities75.2100
  • •Median home values in Omaha remain far below those of comparable Midwestern metros like Minneapolis or Kansas City.

Utility Costs

Nebraska utility costs run slightly above the national average, with an index near 96 driven by summer cooling and winter heating demand.

Electricity price per kWh (Midwest region)
$0.159 per kWh
2024 · BLS Average Price Data
Utilities price parity
75.6
2024 · BEA Regional Price Parities
Avg. Monthly Electric Bill
$115
2023

Electricity price per kWh (Midwest region)

1979–2024
$0.159▲ 212%

BLS Average Price Data, annual average (APU020072610).

Utilities price parity

2008–2024
75.6▼ 1%

BEA Regional Price Parities, utilities (SARPP line 4).

IndicatorNebraskaU.S.
Utilities price parity2024, BEA Regional Price Parities75.6100
  • •Nebraska is the only state in the U.S. served entirely by publicly owned electric utilities.

Food Costs

Nebraska grocery costs run about 6% below the U.S. average, aided by its position as a major agricultural producer.

Goods price parity
94.1
2024 · BEA Regional Price Parities
Avg. Monthly Food Cost (Family of 4)
$980
2024

Goods price parity

2008–2024
94.1▲ 5%

BEA Regional Price Parities, goods (SARPP line 2).

Food price index (Midwest region)

2006–2025
325.5▲ 72%

BLS CPI-U food, Midwest region, annual average (CUUR0200SAF1).

IndicatorNebraskaU.S.
Goods price parity2024, BEA Regional Price Parities94.1100
  • •Nebraska is one of the top beef-producing states in the country, which helps keep local meat prices competitive.

Healthcare Costs

Healthcare costs in Nebraska sit close to the national average, with an index of about 98.9.

Medical care price index (Midwest region)
568.5
2025 · BLS CPI-U medical care
Avg. Annual Health Spending per Capita
$10,650
2023

Medical care price index (Midwest region)

2006–2025
568.5▲ 69%

BLS CPI-U medical care, Midwest region, annual average (CUUR0200SAM).

  • •Nebraska Medicine in Omaha is a major regional referral hospital serving several surrounding states.

Transportation Costs

Transportation costs in Nebraska are near the national average, at about a 96.5 index, helped by short commute times.

Regular gasoline price
$4.11 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price

Regular gasoline price

1993–2025
$2.94▲ 183%

U.S. EIA weekly retail price, all formulations, Midwest region (PADD 2), annual average (EMM_EPMR_PTE_R20_DPG).

IndicatorNebraskaU.S.
Regular gasoline priceWeek of 2026-10-05, U.S. EIA weekly retail price$4.11 per gallon$4.35 per gallon
  • •Nebraska's average commute of under 19 minutes is among the shortest of any U.S. state.

More figures

Utilities index
94
Food & groceries index
96
Healthcare index
99
Transportation index
97