Cost of Living in Kentucky

What it really costs to live here: housing, food, utilities and more.

Regional Price Parity, all items
90.2
2024 · BEA Regional Price Parities
Housing price parity (rents)
64.3
2024 · BEA Regional Price Parities
Utilities price parity
75.3
2024 · BEA Regional Price Parities
Goods price parity
96
2024 · BEA Regional Price Parities
Medical care price index (South region)
544.6
2025 · BLS CPI-U medical care
Regular gasoline price
$4.11 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Cost of living index
91.0
U.S. avg = 100
Housing cost index
76

Historical data

Pick an indicator to see its long-run evolution.

Cost of living index

2010–2024
91▲ 1%

MERIC composite index, U.S. average = 100.

Cost of Living Index

Kentucky's cost of living index is 91.0 (U.S. average = 100), well below average, driven by cheap housing and utilities.

Regional Price Parity, all items
90.2
2024 · BEA Regional Price Parities

Regional Price Parity, all items

2008–2024
90.2▲ 0%

BEA Regional Price Parities (SARPP line 1).

IndicatorKentuckyU.S.
Regional Price Parity, all items2024, BEA Regional Price Parities90.2100

Housing Costs

Kentucky's housing cost index is 76, among the lowest in the country, reflecting affordable home prices statewide.

Housing price parity (rents)
64.3
2024 · BEA Regional Price Parities

Housing price parity (rents)

2008–2024
64.3▲ 0%

BEA Regional Price Parities, housing (SARPP line 3).

IndicatorKentuckyU.S.
Housing price parity (rents)2024, BEA Regional Price Parities64.3100

Utility Costs

Kentucky's utility cost index is 94, slightly below the national average, aided by low electricity prices from coal generation.

Utilities price parity
75.3
2024 · BEA Regional Price Parities
Electricity price per kWh (South region)
$0.155 per kWh
2024 · BLS Average Price Data

Utilities price parity

2008–2024
75.3▲ 2%

BEA Regional Price Parities, utilities (SARPP line 4).

Electricity price per kWh (South region)

1979–2024
$0.155▲ 260%

BLS Average Price Data, annual average (APU030072610).

IndicatorKentuckyU.S.
Utilities price parity2024, BEA Regional Price Parities75.3100

Food Costs

Kentucky's food and grocery cost index is 96, below the national average.

Goods price parity
96
2024 · BEA Regional Price Parities

Goods price parity

2008–2024
96▼ 0%

BEA Regional Price Parities, goods (SARPP line 2).

Food price index (South region)

2006–2025
335.2▲ 73%

BLS CPI-U food, South region, annual average (CUUR0300SAF1).

IndicatorKentuckyU.S.
Goods price parity2024, BEA Regional Price Parities96100

Healthcare Costs

Kentucky's healthcare cost index is 98, close to the national average, though access varies widely between Louisville/Lexington and rural Appalachia.

Medical care price index (South region)
544.6
2025 · BLS CPI-U medical care

Medical care price index (South region)

2006–2025
544.6▲ 69%

BLS CPI-U medical care, South region, annual average (CUUR0300SAM).

Transportation Costs

Kentucky's transportation cost index is 93, with an average gas price of about $3.00 per gallon.

Regular gasoline price
$4.11 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price

Regular gasoline price

1993–2025
$2.94▲ 183%

U.S. EIA weekly retail price, all formulations, Midwest region (PADD 2), annual average (EMM_EPMR_PTE_R20_DPG).

IndicatorKentuckyU.S.
Regular gasoline priceWeek of 2026-10-05, U.S. EIA weekly retail price$4.11 per gallon$4.35 per gallon

More figures

Utilities index
94
Food & groceries index
96
Healthcare index
98
Transportation index
93