Cost of Living in Illinois

What it really costs to live here: housing, food, utilities and more.

Regional Price Parity, all items
100
2024 · BEA Regional Price Parities
Housing price parity (rents)
93.9
2024 · BEA Regional Price Parities
Utilities price parity
85
2024 · BEA Regional Price Parities
Goods price parity
103.8
2024 · BEA Regional Price Parities
Medical care price index (Chicago–Naperville–Elgin)
573.3
2025 · BLS CPI-U medical care
Regular gasoline price
$4.63 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Cost of living index
94.3
U.S. avg = 100
Housing cost index
84

Historical data

Pick an indicator to see its long-run evolution.

Cost of living index

2010–2024
94.3▼ 6%

Composite cost of living index (U.S. average = 100).

Cost of Living Index

Composite cost of living (U.S. = 100).

Regional Price Parity, all items
100
2024 · BEA Regional Price Parities
Rank
24th most expensive

Regional Price Parity, all items

2008–2024
100▼ 0%

BEA Regional Price Parities (SARPP line 1).

IndicatorIllinoisU.S.
Regional Price Parity, all items2024, BEA Regional Price Parities100100

Housing Costs

Housing component of the cost of living.

Housing price parity (rents)
93.9
2024 · BEA Regional Price Parities
Median home value
$267,000
Median rent
$1,240

Housing price parity (rents)

2008–2024
93.9▼ 9%

BEA Regional Price Parities, housing (SARPP line 3).

IndicatorIllinoisU.S.
Housing price parity (rents)2024, BEA Regional Price Parities93.9100

Utility Costs

Energy and utility spending.

Utilities price parity
85
2024 · BEA Regional Price Parities
Electricity price per kWh (Chicago–Naperville–Elgin)
$0.171 per kWh
2024 · BLS Average Price Data
Avg. electricity bill
$105 /mo
Electricity price
14.9 ¢/kWh

Utilities price parity

2008–2024
85▼ 10%

BEA Regional Price Parities, utilities (SARPP line 4).

Electricity price per kWh (Chicago–Naperville–Elgin)

1979–2024
$0.171▲ 205%

BLS Average Price Data, annual average (APUS23A72610).

IndicatorIllinoisU.S.
Utilities price parity2024, BEA Regional Price Parities85100
Average electricity bill2024, EIA$105$137

Food Costs

Groceries and eating out.

Goods price parity
103.8
2024 · BEA Regional Price Parities
Monthly grocery bill (family of 4)
$1,020
Restaurant meal
$18

Goods price parity

2008–2024
103.8▲ 4%

BEA Regional Price Parities, goods (SARPP line 2).

Food price index (Chicago–Naperville–Elgin)

2006–2025
330.5▲ 71%

BLS CPI-U food, Chicago–Naperville–Elgin, annual average (CUURS23ASAF1).

IndicatorIllinoisU.S.
Goods price parity2024, BEA Regional Price Parities103.8100

Healthcare Costs

Medical spending and premiums.

Medical care price index (Chicago–Naperville–Elgin)
573.3
2025 · BLS CPI-U medical care
Avg. annual premium
$7,900
Doctor visit
$130

Medical care price index (Chicago–Naperville–Elgin)

2006–2025
573.3▲ 71%

BLS CPI-U medical care, Chicago–Naperville–Elgin, annual average (CUURS23ASAM).

Transportation Costs

Fuel, transit and vehicle costs.

Regular gasoline price
$4.63 per gallon
Week of 2026-10-05 · U.S. EIA weekly retail price
Monthly transit pass
$75

Regular gasoline price

2001–2025
$3.38▲ 121%

U.S. EIA weekly retail price, all formulations, Chicago, annual average (EMM_EPMR_PTE_YORD_DPG).

IndicatorIllinoisU.S.
Regular gasoline priceWeek of 2026-10-05, U.S. EIA weekly retail price$4.63 per gallon$4.35 per gallon

More figures

Utilities index
97
Food & groceries index
99
Healthcare index
95
Transportation index
106
Avg. electricity bill
$105 /mo